Difference Between Chinese Culture and Western Culture

Intercultural Communication and the Conflicts between Chinese Culture and Western Culture Abstract There are many matters of cultural conflicts in intercultural communication of Chinese culture and western culture, and it seriously affects the course of communication. So, it is necessary for us to find the in-depth reason and make some plans on how to improve the ability of intercultural communication. This is the right way to avoid the cultural conflicts. There are several culture conflicts: the conflicts on privacy, the conflicts on the sense of time, the conflicts on traditional cultures, the conflicts on table custom. The reasons are: the difference in the mode of thinking, the difference in behavior, the difference in the concept of†¦show more content†¦B. The conflicts on the sense of time The sense of time of western people is closely related with money. The idea that Time is money has formed in their thought. So, they set a high value on their time. In the daily time, western people have a meticulous plan about their time and they have a good habit of coming to date on time. In western countries, if you want to call on someone, you must inform them or date with them before you come and you should tell them your coming purpose, the time and the place. After both of you discuss about it, you can make it out. But, Chinese people use their time at their pleasure. Usually, Chinese people will not do things as the western people, and western people usually feel unsuitable on this course. Most western people spend their time in working and studying, they seldom spend a lot time in eating or doing something else. But Chinese people spend much time on other things. For example, when western people come to KFC to have a meal, they eat their food as soon as possible, but, the C hinese people in KFC show another situation. They eat their food slowly and chat with each other. They do not think this is a way to waste time. C. The conflicts on traditional cultures Chinese people pay special attention to modesty. When they communicate with others, they often respect others but look down upon themselves. They think this is a virtue and this is a polite phenomenon with Chinese characteristics. When others praiseShow MoreRelatedCultural Differences Between Chinese Culture And Western Culture Essay965 Words   |  4 PagesAmerican culture. All of me though of culture inheres in Chinese culture. I never thought there’s such a large cultural difference between Chinese culture and Western culture. It did not occur to me to consider why it happens and what I could learn from it. It’s my first year here in America and I choose to live in home stay instead of living on campus. Both of my home stay family are so young as 30 years old. 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Impact Of Information Technology On Banking Industry †Free Samples

Question: Discuss about the Impact Of Information Technology On Banking. Answer: Introduction The report will discuss in detail about the overall influence of information technology in banking industry. This industry is primarily based on an industry that had advent varied types of new services for customers as well as varied products with the help of IT. The whole industry is going through so many changes because of which the presentation of information technology has transformed the market completely. In fact, in the current era, complete structure of this industry is transforming because of rapid growth and emergence of new technologies (Tong et al., 2015). There is continuous amount of success where applicants of IT can be relate to certain limitations of the current computer systems in bank and should be developed in order to meet the demand. Information technology This sector has influenced by information technology in most impactful manner as well as the overall development in the sector is huge. Information technology has been a crucial part of business because the absence has actually resulted in bad decision making. In addition, technology has also opened up since there are number of opportunities in the marketplace and it is effective for the product and service. It is also effective for many delivery based solutions. The concepts of electronic banking along with mobile banking are some of the perfect examples for the same (Ferro et al., 2014). The process is also related to taking right type of steps to make the whole process more influential. In addition, the evaluation of IT in recent years has also set the stage on the path of development in so many finances related activities all over the world. The development of different system in technology and associated growth worldwide has also helped in decreasing the cost. Importance of IT in banking It is important to understand that in todays time the technology has greatly influenced the competition in the market with high degree of contestability in the company. Since the overall growth of varied software, it is important to understand the superiority in banking system which is entirely related to information that can be impacted in future. The limitations while entering the industry are also reducing and based on new kind of competitors that are giving rise to new kind of details (Paunov and Rollo, 2015). There are also some finance based products as well as services that have helped the company in becoming more transparent by nature. Technology has also influenced economies of scale since there is continuous pressure from competition along with overall force related to banks and also reduces the cost. In addition, banks also seem to develop the concept of economy of scale which is in procession of bank instead getting the stature of big bank. Banks also look for many options to save the business structure. There are many other options as well like confederation or joint venture for finance companies. There are other options or alternatives as well to understand the whole economy of scale which consist of the present joint venture along with confederation associated with many companies in finance and banking sector (Pradhan et al., 2015). Requirement In order to set up software in the bank, it is very important to understand that there is lots of growth in so many applications and the overall procedure in bank in addition become trusted and fast. Records are also kept well organized and the overall process is based on retrieval and making it simpler. Development of all the solution especially the core solution associated with computerized systems in bank also provides greater as well as so many trusted services and also it happens with the help of expansion in the technology base with the concept of core banking becoming a reality (Asongu, 2015). Introducing new systems like MICR which is actually a cheque processing systems also help in boosting the technological development. Technologies like Magnetic Ink along with the MICR systems that is actually developed and executed well in the proper manner. The current base of technology has also completely revolutionized the systems by understanding the process that happens over the counter and in a more systematic manner which is effective. Methods Information technology is an integral part of banking and following discussion will throw light on various methods in which it is done: - Concept of plastic money: the recording with the help of magnetic data related technology has been utilized with strips that are actually magnetic and comes in the form of plastic money. This is why, this technology of ATM are used on many ATM machines that are in reality reducing the requirement of so many account holder to visit these branch within the banking sector from the account very comfortably (Sondermann, 2014). Growth in internet related banking solutions helps the customers to transact easily. The data is actually store in centralized manner and there is an increase in the overall reach of internet where the concept of solution related to internet banking was introduced and it is not important to provide it to all the banking organization. The present platform also helps so many transactions and further make inquires about functioning online without really visiting the bank (Lechman and Marszk, 2015). Advantages Following is detailed discussion of advantages of Information Technology in banking: - The main advantage of introducing technology in banking sector is that it allows the consumers to be comfortably able to handle the work along with monitoring the bank statement at any time. Consumers can also comfortably access their account either on personal computer, laptop or on smart phone at all point of time and it is also important create some kind of comfort for them. Another biggest advantage of technology in banking is the concept of Remote Deposit Capture. It is actually an online service that assists in evaluating and also depositing the amount in the form of cheque by sitting at home only with offices and other type of location and without having to go through the bank (Aliyu et al., 2014). Quick transaction helps the customers to use internet more often and the transactions are possessed properly and in rapid manner. For example, customer can now take right kind of purchase decisions and also make payment with the ATM card or credit card and the cheque as well as the whole transaction is shown in account rapidly. Working with accounting software helps many small scale businesses and its management which can use this software. There are so many kinds of banks that in the current time have started using the information in bank account directly to conduct accounting functions. This further provides a right as well as updated statement of the company and also provides clarity on the viewpoint of so many financial statements without adding any kind of account number (Aliyu et al., 2014). Risks in banking sector It is well understood that the technology these days has become a huge part of the banking sector but there are some major risks as well associated with it. Cyber risks are one of them which actually related to theft of data and can later be compromised along with degraded systems. In addition, there are also so many types of risks associated to information technology which becomes a major concern for the top management. There are number of companies that are constantly facing continuous risks from mistakes like misalignment that is present between the company as well as information technology department and the overall strategies related to management based decision that helps in increasing the cost and also make the process more complex (Aliyu et al., 2014). The rise in the number of mergers and acquisition helps in creating some types of complication in company and its present IT environment. At the same time, there are also number of technologies which is disruptive in nature and also based on solution that are challenging the current business model. Following is the detailed discussion of so many kinds of crucial risks in technology in finance services and in banking: - Risks in strategy based on IT Cyber security risk and incident responses risks Resilience in information technology in addition to constant risks Risks from third party and technology related vendors Risk of managing the data Implementation risks in IT programs Risks associated with ineffective management related to risks (Binuyo and Aregbeshola, 2014) Technology and operation related risks Ways to monitor in banking sector It is crucial to understand that the banks can properly invest to defend the current business account because they are completely dependent on any type of loss or frauds since there are number of customers and related accounts. When the size of the bank is large in the regional area, then it is important to have best available option in security systems however the banks in community tend to lose the present market because there is outsourcing of the current technology which is based on a system (Binuyo and Aregbeshola, 2014). The best type of protecting the company is to have an agreement in writing or claiming that the banks can comfortably absorb any type of fraud or theft. Conclusion The fact that the technology advancement has become crucial in the current time is well known fact. Banks needs to become more adaptive by nature in order to bring or embrace new technologies to function in desired manner and create effectives services for the customers. The present banking industry is can be treated as an exception which is related to any type of adaptation (Martnez-Jurado and Moyano-Fuentes, 2014). This is why; it is actually worthwhile to advise that many present banking organizations need to spend or invest more on IT. References Aliyu, A.A., Rosmain, T. and Takala, J., 2014. Online banking and customer service delivery in Malaysia: data screening and preliminary findings.Procedia-Social and Behavioral Sciences,129, pp.562-570. Asongu, S.A., 2015. Financial sector competition and knowledge economy: evidence from SSA and MENA countries.Journal of the Knowledge Economy,6(4), pp.717-748. Binuyo, A.O. and Aregbeshola, O., 2014. The impact of information and communication technology (ICT) on commercial bank performance: evidence from South Africa.Problems and perspectives in Management,12(3), pp.59-68. Ferro, E., Portugal?Perez, A. and Wilson, J.S., 2014. Aid to the services sector: does it affect manufacturing exports?.The World Economy,37(4), pp.530-541. Lechman, E. and Marszk, A., 2015. ICT technologies and financial innovations: the case of Exchange Traded Funds in Brazil, Japan, Mexico, South Korea and the United States.Technological Forecasting and Social Change,99, pp.355-376. Martnez-Jurado, P.J. and Moyano-Fuentes, J., 2014. Lean management, supply chain management and sustainability: a literature review.Journal of Cleaner Production,85, pp.134-150. Paunov, C. and Rollo, V., 2015. Overcoming Obstacles: The Internet's Contribution to Firm Development.The World Bank Economic Review,29(suppl 1), pp.S192-S204. Pradhan, R.P., Arvin, M.B. and Norman, N.R., 2015. The dynamics of information and communications technologies infrastructure, economic growth, and financial development: Evidence from Asian countries.Technology in Society,42, pp.135-149. Sondermann, D., 2014. Productivity in the euro area: any evidence of convergence?.Empirical Economics,47(3), pp.999-1027. Tong, C., Tak, W.I.W. and Wong, A., 2015. The Impact of knowledge sharing on the relationship between organizational culture and Job satisfaction: The perception of information communication and technology (ICT) practitioners in Hong Kong.International Journal of Human Resource Studies,5(1), p.19.